Short Answer: While U.S. Bank representatives could not provide information about its credit card approval process or its credit score requirements, you’ll have the best chances of being approved for a U.S. Bank credit card if your credit score is 660 or greater. Find card offers for you: Some of the credit card offers on this page are no longer available on CreditCards.com, but you can still find a great card offer for you! I'm considering applying to the Bank of America Student Cash Back credit card and was wondering if any of you have experience with it or any insight on approval odds? I ended up applying and was approved for $1,200 limit but don’t really have an income with school so I’ll take it, New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. I currently have two cards from US bank. I have 6 month credit history with Discover It Card. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. According to that study, if you have a superior FICO score, above 720, you have odds of approval of 85.5%. Got Discover and my CU (gave $1k), I hope all goes well with your credit journey and increased limits, good luck. The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. I'm guessing it's just cause student cards are easier to obtain than others. All my friends who bank with them as well were approved instantly with no credit history. You can choose what you want. Best Bank of America Cards for Good Credit More details on software and accessibility are available at WebAIM.org. Check the status of a Bank of America credit card application you've submitted within the last 90 days. Additionally, even after 3 years of credit history, they told me I didn’t have a long enough record. Just my thoughts ... but am interested to hear what everyone else has to say about BofA. Please ask questions and contribute to the knowledge surrounding credit cards. FTC's website on credit. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages and Student Loans. It was my first card and I banked with Bank of America and was approved with a $1,000 limit with no credit history so take that for a grain of salt since you have a few inquiries and student loans. Still, at the end of the day, it’s up to the lender to make a decisi… It is important to pay them in full and on time. The Bank of America Student Cash Rewards card credit score requirement is fair credit. I'm about to start my Master's program and am looking into the card. Each and every bank determines its own cut off time before which cable transfer requests need to get allowed for all those money to be moved on this single small business day. To learn more, please visit: CitizensOne.com Enter a …   But among other cash-back student credit cards, there aren’t many that offer more than what the Bank of America Cash Rewards for Students offers. But, I applied and was approved for a $1,200 limit for their student cash back card which combined with other cards is more than enough for me right now. Close • Posted by 1 hour ago. https://www.bankbazaar.com/credit-card/student-credit-card-in-india.html Thank you! Looks like you're using new Reddit on an old browser. That TU/EQ score is probably a Vantage Score 3. - Update Approved! It was my first card and I banked with Bank of America and was approved with a $1,000 limit with no credit history so take that for a grain of salt since you have a few inquiries and student loans. Any information would be helpful, thank you! Our CardMatch tool can help match you with prequalified offers and cards that align with your credit history – with no harm to your credit score. My credit history depending on the bureau is average of 3.5-7 years old. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. There are cash return cards, travel cards, and reward cards. All my friends who bank with them as well were approved instantly with no credit history. At the time I only had a car loan of 7k (3 yrs) and an AU Card. -1 Prior Inquiry -No relationship with Bank of America Save your time and avoid the Hard Pull - This was a real bank back when it was fleet. Unlike other issuers, Barclays has very few consistent restrictions on approvals: Approval Odds are our prediction of the probability that you’ll be approved for a specific credit card or personal loan from a specific lender. Earning Rewards Hi guys, quick rundown. If you have a subprime FICO score, 659 or lower, then you have odds of approval of only 17.1%. Discover gave me $500 and nothing else so far. Bank of America Student Card Approval Odds? Get personalized offers from our partners in seconds. I was wondering if I have a good chance at this one? While Bank of America offers some solid credit card options, the issuer doesn’t have the same prohibitively high standards as some of its competition, instead offering decent approval odds for a broad pool of applicants and FICO Score ranges. For comparison, the Bank of America Travel Rewards for Students offers 25,000 bonus points—worth $250 in travel statement credits—after you spend $1,000 in the first 90 days. First of all congratz on the Discover card with 2k credit line. 17.1 % press question mark to learn more, please visit: CitizensOne.com Enter a … Bank of America Cash... 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